Affiliate Agreement

Please read the agreement document below before registering.

LIVELIFE.COM AFFILIATE PROGRAM AGREEMENT

IMPORTANT-READ CAREFULLY: THIS AFFILIATE PROGRAM AGREEMENT, INCLUDING APPLICABLE OFFERS (COLLECTIVELY, THE "AGREEMENT"), IS A LEGAL AGREEMENT BETWEEN YOU AND LIVELIFE.COM ("LIVELIFE") FOR PARTICIPATION IN LIVELIFE 'S AFFILIATE PROGRAM ("PROGRAM"). BY REGISTERING FOR AND PARTICIPATING IN THE PROGRAM, YOU AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. IF YOU DO NOT AGREE TO THE TERMS OF THIS AGREEMENT, DO NOT REGISTER FOR OR PARTICIPATE IN THE PROGRAM. IF YOU DO NOT AGREE TO AND ACCEPT THE TERMS OF THIS AGREEMENT IN ITS ENTIRETY AND YOU ARE ALREADY A LIVELIFE AFFILIATE, IMMEDIATELY TERMINATE ALL USES OF LIVELIFE'S MARKS AND ANY LINKS TO LIVELIFE.COM'S WEBSITE. AS USED IN THIS AGREEMENT "WE" MEANS LIVELIFE.COM AND "YOU" MEANS THE PARTICIPATING WEB AFFILIATE ("AFFILIATE" OR "YOU").

1. PARTICIPATION IN THE PROGRAM

This agreement governs participation in theLiveLife.com Affiliate Program only. Once you are accepted into the Program, you will be able to participate in the Program subject to the terms and conditions of this Agreement. You should also note that if you are accepted to participate in the Program and your Site is thereafter determined (in our sole discretion) to be unsuitable based on the criteria below for the Program, we may terminate this Agreement:
  • Promote graphic violence (which may include certain types of game sites)
  • Promote discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age
  • Promote sexually explicit, pornographic or obscene content (whether in text or graphics)
  • Promote illegal activities
  • Include " LiveLife", "LiveLife.com" or variations or misspellings thereof in their domain names
  • Promote content that is in any way unlawful, harmful, threatening, defamatory, obscene, harassing or racially, ethnically or otherwise objectionable
  • Promote or use bulk unsolicited email (spam)
  • Promote speech or images that are offensive, profane, hateful, threatening harmful, defamatory, libelous, harassing or discriminatory (whether based on race, ethnicity, creed, religion, gender, sexual orientation, physical disability or otherwise)
  • Promote content related to, drugs, gambling, or crime
  • Promote politically sensitive or controversial issues (e.g. abortion, capital punishment) or other political content (e.g. lobbyists, political campaigns)
  • Promote any unlawful behavior or conduct.
  • Otherwise are considered offensive or inappropriate at LiveLife's sole discretion
2. DEFINITIONS

2.1. "Offer" means a specific offer posted by LiveLife on its Program site. The terms and conditions of such Offers shall be incorporated into this Agreement.
2.2. "Qualifying Link" means a LiveLife link from your Site to LiveLife's Site using one of the Required URLs or any other URL or graphic link provided by LiveLife for use in the Program. A Qualifying Link or "Linking Materials" shall be defined as hyperlinks, buttons, banners or other user interface established by LiveLife for your Web site.
2.3. "Application Request Form" is the on-line form that is filled out by a person seeking life insurance. This form is accessed after a quote for life insurance has been run. This form, when completed is sent electronically to LiveLife for processing. To qualify, this form must have complete and accurate information in order for a referral fee to be paid.
2.4. "Quote Request Form" is the on-line form that is completed in order to receive a quote for life insurance. To qualify this form must have complete and accurate information in order for a referral fee to be paid.
2.5. "Required URLs" means the special URLs specified in an Offer to be used to link from your Site to LiveLife's Site.
2.6. "Session" means the period between the time a Customer first clicks on a Qualifying Link on your Site and the time the Customer makes an online quote or application request at the LiveLife site, provided that such request is made within 90 days of the first click and provided that no subsequent Customer activity has occurred to override the Session during those 90 days.
2.7. "Site" means a World Wide Web Site and, depending on the context, includes the website that you will link to the LiveLife Site as identified in your registration form.

3. OFFERS

3.1. From time to time, LiveLife may post on it's site, a specified referral fee on certain Qualifying Product Sales to third parties through a Qualifying Link.
3.2. The terms of an Offer, shall be governed by the terms and conditions of this Agreement. However, in the event of any inconsistency between the terms of the specific Offer and the terms of this Agreement, the terms of the Offer shall govern.
3.3. At any time prior to you providing a Qualifying Link, LiveLife may, with or without notice, (a) change, suspend or discontinue any aspect of an Offer or (b) remove, alter, or modify any graphic or banner ad provided to you pursuant to an Offer. You agree to promptly implement any request from LiveLife to remove, alter or modify any graphic or banner ad submitted by you that is being used in connection with an Offer.

4. YOUR RESPONSIBILITIES

4.1. You shall only link your Site to areas within LiveLife's Site using Required URLs for the Program. You may post as many links to the Required URLs as you like. The position, prominence and nature of links on LiveLife's Site shall comply with any requirements specified in the Offer, but otherwise will be in LiveLife's sole discretion. Only valid Qualifying Links generated by LiveLife will be tracked for purposes of determining referral fees that you may be eligible to receive on Qualifying Quote and Application Request Forms generated through your Site.
4.2. You agree to display LiveLife's Link materials appropriately on your Web site and/or Email and to respect LiveLife's trademarks, service marks and other rights in the Link Materials. You will use only these Link materials to link your Web site to LiveLife's Web site, and you will not alter the look or feel of these Link Materials or of our Web site in any way. You will update to new versions of Link Materials as LiveLife makes them available or you submit a request for a specific type of Linking Material.
4.3. LiveLife will not, and is not obligated to, make any representations, warranties or other statements concerning you, your Site, any of your products or services, or your Site policies, except as expressly authorized by the Offer.
4.4. You will be solely responsible for the development, operation and maintenance of your Site and for all materials that appear on your Site. We disclaim all liability for such materials. You shall indemnify and hold us harmless from all claims, damages and expenses (including, without limitation, attorney's fees) relating to the development, operation, maintenance and contents of your Site. You are also responsible for notifying us of any malfunctioning of the Required URLs or other problems with your participation in the Program in accordance with the terms of the Offer and this Agreement. LiveLife will respond in normal course to all concerns upon notification.
4.5. You will (1) not make any representations, warrantis or other statements concerning LiveLife and (2) protect LiveLife's confidential information.

5. REFERRAL FEES

As an approved participant of LiveLife's Affiliate Program, you may earn referral fees for affiliate services in accordance with this Section 5. LiveLife may change or terminate the provisions of this Section 5 at any time and at LiveLife's sole discretion.

5.1. LiveLife agrees to pay you the fee specified in this Agreement if LiveLife receives a valid and completed quote request or application request form completed by a customer and if that Customer has accessed LiveLife's site and completed the form via a Qualifying link.
5.2. LiveLife will pay $5.00 for a completed Quote Request Form and $25.00 for a completed Application Request Form generated by Customers linking to LiveLife's site from your Web site using a Qualifying Link. The amount of the fee is subject to change at any time in Merchant's sole and absolute discretion. A completed life insurance quote request must come from an individual who has an interest and/or is in the market for insurance products. He or she must provide the following information: First and Last Name, Address, Phone Number and E-Mail Address. A completed life insurance application request must include all required information and be a legitimate request for life insurance. Invalid or incomplete information will not result in a referral fee.
5.3. LiveLife shall have the sole right and responsibility for processing and fulfillment of orders for our services sold pursuant to this Agreement. You acknowledge that all agreements relating to sales to Customers shall be between LiveLife and the Customer.
5.4. You acknowledge that your entitlement to any compensation reported with respect to any tracked or reported activity is solely a function of the terms of your agreement with LiveLife and that LiveLife is solely responsible for its payment. The fact that a compensation amount is reported for any tracked activity does not necessarily mean that a payment is due to you from LiveLife, since payment may be subject to conditions established by LiveLife, including policies regarding incomplete or invalid information and minimums for earned compensation before payment is made. All determinations of Qualifying Links and the compensation due to you shall be final and binding.
5.5. All determinations of Qualifying Links and whether a commission is payable will be made by LiveLife and will be final and binding on both parties.
5.6. Only those who are approved by LiveLife at the time of receipt of a Customer offer(s) will be eligible for payment under this Agreement.
5.7. As an independent contractor, you will be solely and entirely responsible for any and all taxes and/or other fees or obligations associated with the receipt of payment under this Agreement.
5.8. The terms and conditions of this Section 5, including the fee amounts, may be changed at any time and for any reason within LiveLife's sole discretion.

6. REFERRAL FEE PAYMENT

Unless otherwise stated in an Offer Addendum, we will pay you referral fees on a monthly basis. Approximately thirty (30) days following the end of each month, we will send you a check for the referral fees earned on completed Quote Request Forms and completed Application Request Forms for that month. However, if the referral fees payable to you for any month are less than $20.00, we will hold those referral fees until the total amount due is at least $20.00 or (if earlier) until this Agreement is terminated.

7. OWNERSHIP AND LICENSES

7.1. Each party owns and shall retain all right, title and interest in its names, logos, trademarks, service marks, trade dress, copyrights and proprietary technology, including, without limitation, those names, logos, trademarks, service marks, trade dress, copyrights and proprietary technology currently used or which may be developed and/or used by it in the future.
7.2. We grant you a limited, revocable, non-exclusive, license to use the graphic image and text, which may include our name, logos, trademarks, service marks (collectively, the "LiveLife Marks"), designated in the Offer, only as provided to you through the LiveLife Site and solely for the purpose of creating links from your Site to our Site pursuant to this Agreement. Except as expressly set forth in this Agreement or permitted by applicable law, you may not copy, distribute, modify, reverse engineer, or create derivative works from the same. You may not sublicense, assign or transfer any such licenses for the use of the same, and any attempt at such sublicense, assignment or transfer is void. Any prominent use of the LiveLife Marks on your Site must be approved by LiveLife prior to publishing. We may revoke your license at any time by giving you written notice.
7.3. As a condition to your acceptance and participation in the Program, you agree not undertake or engage in the following practices, and any violation of this Section shall be deemed a material breach of this Agreement:
(a) Use or otherwise incorporate the word "LiveLife" or variations or misspellings in the domain name(s) of your Site(s), on any meta tags of Web pages comprising your Site, or in advertising or searchable keywords;
(b) Modify or alter LiveLife's Site in any way;
(c) Make any representations, either express or implied, or create an appearance that a visitor to your Site is visiting LiveLife's Site, e.g. "framing" the LiveLife Site, without LiveLife's prior written approval; or
(d) "Scrape" or "spider" the LiveLife Site or any other LiveLife website for content (such as images, logos and text).
Furthermore, upon LiveLife's request, you shall immediately remove from your Site any Link to our Site which is displayed on a page which we, in our sole discretion, deem objectionable.
7.4. Customers that link from your Web site to LiveLife's Web site under this program become LiveLife's customers and LiveLife's responsibility for purposes of their business relationship with LiveLife. LiveLife Customer lists and other LiveLife Customer information are LiveLife's trade secret information.

8. TERMINATION

8.1. Either party may terminate an Offer at any time by deleting their acceptance of the Offer through LiveLife. Termination of a specific Offer shall not be deemed to terminate any other Offers.
8.2. Either party may terminate this Agreement at any time, for any reason, upon five (5) days prior written notice of such termination to the other party. In addition, LiveLife shall be entitled to terminate this Agreement immediately if you materially breach or violate any terms or conditions of this Agreement, or if LiveLife determines, in its sole discretion, that there are technical, or operational issues (e.g. interruptions caused by or shifts in online/Internet technology) that adversely affect the implementation of the Program, or the orders/referrals were obtained fraudulently, or through misrepresentation, in which case LiveLife reserves the right to withhold payment of associated referral pending an investigation of the suspected fraud or misrepresentation. Termination of this Agreement shall also terminate any outstanding Offer. However, all rights to payment, causes of action and any provisions that by their terms are intended to survive termination, shall survive termination of this Agreement.
8.3. Upon termination of this Agreement for any reason, you will immediately cease use of, and remove from your Site, all links to our Site, and all LiveLife trademarks, trade dress and logos, and all other materials provided by or on behalf of us to you pursuant hereto or in connection with the Program.
8.4. You are only eligible to earn referral fees on completed Quote Request Forms and completed Application Request Forms received occurring during the term of this Agreement.

9. REPRESENTATIONS

9.1. You represent and warrant that (a) you have the authority to enter into this Agreement and sufficient rights to grant any licenses expressed herein, and (b) any material displayed on your Site will not: (i) infringe on any third party's copyright, patent, trademark, trade secret or other proprietary rights or right of publicity or privacy; (ii) violate any applicable law, statute, ordinance or regulation; (iii) be defamatory or libelous; (iv) be lewd, pornographic or obscene; (v) violate any laws regarding unfair competition, anti-discrimination or false advertising; (vi) promote violence or contain hate speech; (vii) promote discrimination based on race, age, sex, religion, nationality, sexual orientation or disability; (viii) contain viruses, Trojan horses, worms, time bombs, cancelbots or other similar harmful or deleterious programming routines' or (ix) otherwise constitutes an "unsuitable Site" as determined by LiveLife in accordance with the terms outlined in the Section 1 above titled "Participation in the Program."
9.2. NEITHER PARTY MAKES ANY REPRESENTATIONS OR WARRANTIES TO THE OTHER PARTY, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. LIVELIFE MAKES NO EXPRESS OR IMPLIED WARRANTIES OR REPRESENTATIONS WITH RESPECT TO THE PROGRAM OR ANY PRODUCTS SOLD THROUGH THE PROGRAM OR THAT OUR SITE WILL BE UNINTERRUPTED OR ERROR-FREE AND WE WILL NOT BE RESPONSIBLE FOR CONSEQUENCES OF ANY INTERRUPTIONS OR ERRORS.

10. INDEMNIFICATION

Each party hereby agrees to indemnify, defend and hold harmless the other party and its affiliates, directors, officers, employees and agents, from and against any and all liability, claims, losses, damages, injuries or expenses (including reasonable attorneys' fees) brought by a third party, arising out of a breach, or alleged breach, of any of its representations or obligations herein.

11. LIMITATION OF LIABILITY

In no event will either party be liable to the other party for any direct, indirect, special, exemplary, consequential or incidental damages arising from or related to this Agreement, or the Program even if informed of the possibility of such damages. Further, LiveLife's aggregate liability arising from this Agreement and the Program shall not exceed the total referral fees paid or payable to you under this Agreement.

12. GENERAL

12.1. No Agency. Each party shall act as an independent contractor and shall have no authority to obligate or bind the other in any respect, and nothing in this Agreement (including any Offer) shall create any partnership, joint ventures, agency, franchise, sales representative or employment relationship between the parties. Neither party shall make any statement, whether on their sites nor otherwise, that reasonably would contradict anything in the paragraph.
12.2. Responsibility for Binding Agreement. You acknowledge that you have read this Agreement and agree to all its terms and conditions. You understand that we may at any time (directly or indirectly) solicit Customer referrals on terms that may differ from those contained in this Agreement or operate Sites that are similar to or compete with your Site. You have independently evaluated the desirability of participating in the Program and are not relying on any representation, guarantee, or statement other than as set forth in this Agreement.
12.3. Jurisdiction; Venue. This Agreement will be governed by the laws of the United States and the State of Michigan, without reference to rules governing choice of laws. Any action relating to this Agreement must be brought in the federal or state courts located in Detroit, Michigan, and you irrevocably consent to the jurisdiction of such courts. LiveLife may freely assign their rights in this Agreement. An affiliate may not assign affiliate rights in this Agreement.
12.4. Counterparts; Manifestation of Assent. This Agreement may be agreed to in more than one counterpart, each of which together shall form one and the same instrument. The parties agree that execution and manifestation of assent may be achieved in any format convenient to the parties.
12.5. Severability. The provisions of this Agreement are independent of and separable from each other, and no provision shall be affected or rendered invalid or unenforceable by virtue of the fact that for any reason any other or others of them may be invalid or unenforceable in whole or in part.
12.6. Assignment. You may not assign this Agreement, by operation of law or otherwise, without our prior written consent, which may be withheld in our sole discretion. Subject to that restriction, this Agreement will be binding on, inure to the benefit of, and enforceable against the parties and their respective successors and assigns. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement.
12.7. Equitable Relief. The parties agree that any breach of either of the party's obligations regarding trademarks, service marks or trade names, confidentiality, links or the removal of links, and/or user data may result in irreparable injury for which there may be no adequate remedy at law. Therefore, in the event of any breach or threatened breach of a party's obligations regarding trademarks, service marks or trade names, confidentiality, links or the removal of links, and/or user data, the aggrieved party will be entitled to seek equitable relief in addition to its other available legal remedies in a court of competent jurisdiction.
12.8. Obligation to Mediate in Good Faith. Except as provided in this Section 12.7, before either party initiates a lawsuit against the other relating to this Agreement, the parties agree to mediate all disputes and claims arising out of or relating to this Agreement, the parties' performance under it, or its breach. To this end, either party may request, after informal discussions have failed to resolve a dispute or claim, that each party designate an officer or other management employee with authority to bind the party to meet in good faith and attempt to resolve the dispute or claim through mediation. During their discussions, each party will honor the other's reasonable requests for information that is not privileged and relates to the dispute or claim. This Section does not apply (i) should the expiration of the statute of limitations for a cause of action be imminent, or (ii) if a party is seeking an injunction pursuant to Section 12.8.
12.9. Force Majeure. You acknowledge that LiveLife's and Affiliate Clicks servers, equipment, and services (e.g. tracking and reporting) may be subject to temporary modifications or shutdowns due to causes beyond LiveLife's and Affiliate Clicks reasonable control. Such temporary service interruptions will not constitute a material breach of this Agreement. LiveLife and Affiliate Clicks will use commercially reasonable efforts to provide the services contemplated under this Agreement and to remedy any temporary interruptions or other problems that adversely affect the Program.
12.10. Attorneys' Fees. In the event any action is commenced to construe or enforce any provision of this Agreement, the prevailing party, in addition to all other amounts such party is be entitled to receive from the other party, will be entitled to receive its reasonable attorneys' fees and costs incurred in bringing such action.
12.11. Survival. Sections 8 (Termination), 10 (Indemnification), 11 (Limitation of Liability), and 12 (General), including all subsections thereof, shall survive the termination of this Agreement.
12.12. Modifications. We may modify any of the terms and conditions contained in this Agreement, at any time and in our sole discretion, by posting a change notice or a new agreement on the LiveLife Site and giving you notice of the modification through LiveLife. Modifications may include, for example, changes in the scope of available referral fees, referral fee schedules, payment procedures, and Program rules. IF ANY MODIFICATION IS UNACCEPTABLE TO YOU, YOUR ONLY RECOURSE IS TO TERMINATE THIS AGREEMENT. YOUR CONTINUED PARTICIPATION IN THE PROGRAM FOLLOWING OUR POSTING OF A CHANGE NOTICE OR NEW AGREEMENT ON OUR SITE WILL CONSTITUTE BINDING ACCEPTANCE OF THE CHANGE.

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